What is it and why use it?
The 3d Secure authentication is an additional fraud prevention scheme. It transfers the liability to the issuing bank, which means that consumers cannot chargeback due to fraud.
How does it work?
The consumer needs to confirm the payment with a one-time code sent to them on a different device (usually mobile) into the payment process.
How can I identify it?
This verification process is called "verified by VISA" and Mastercard "SecureCode".
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